Version Date: 10 October 2026
Sandos Financial, Inc. (“Sandos Financial,” “we,” “us,” or “our”) is committed to safeguarding the confidential information of our clients and prospective clients, both past and present. This notice describes how we treat the nonpublic personal information we receive about you.
Information We Collect
We collect nonpublic personal information about you from the following sources:
- Information you provide on applications, questionnaires, agreements or other forms, or verbally (such as your name, address, Social Security number, income, and assets)
- Information about your transactions with us or others
- Information we receive from custodians, broker-dealers, or other financial institutions in connection with your accounts
Information We Disclose
We do not disclose nonpublic personal information about you to anyone, except in the following circumstances:
- When required to provide services you have requested, including sharing with unaffiliated companies that perform services on our behalf, such as custodians and portfolio reporting systems
- When you ask for insurance or annuity services, with Sandos Life Inc., the insurance agency owned by Jason Sandos, and with the insurance companies needed to provide a quote or issue a policy or contract
- When you have specifically authorized us to do so
- When required during the course of a firm assessment (i.e., independent audit)
- When permitted or required by law (i.e., periodic regulatory examination)
Because we do not disclose your nonpublic personal information except as described above, no opt-out is required or offered.
Confidentiality and Security
We restrict access to your nonpublic personal information to those personnel and service providers who need to know that information to provide services to you. They are instructed not to discuss your information with anyone else unless you have authorized it in writing. We maintain physical, electronic, and procedural safeguards to protect your information.
Use of Artificial Intelligence
We use artificial intelligence (AI) tools primarily for clerical work. Spelling and grammar checking may process the contents of an email, which can include your name or other details in that message. Apart from that, we do not currently use AI tools with your nonpublic personal information.
Changes to This Policy
We provide this policy to you on an annual basis. We will also provide it at any time, in advance, if our privacy policies are expected to change.
Questions about this policy can be directed to jason@sandosfinancial.com or (801) 901-0049.
Website Privacy Notice
Version date: 11 October 2026
This notice covers visitors to sandosfinancial.com and its tools. It adds to the policy above and does not change it.
What you send us
- Retirement Income Calculator. The calculator runs in your browser. Nothing you enter reaches us unless you request a review or ask us to email you a link to your plan. A review request sends us your name, email address, phone number, state, the quotes you asked for and the figures you entered. A plan-link request sends us your email address and the figures you entered. The link contains those figures in coded form, so treat it like a private document.
- Risk Tolerance Quiz. The quiz runs in your browser. Nothing reaches us unless you press send, which emails us your name, email address, answers and score.
- Roth Conversion, QCD & Social Security Tax Strategy Tool. This tool reads a copy of your Form 1040 that you upload. It runs on a separate server we rent from Render. The return is read by software on that server and is not sent to any other company or to an AI service. The uploaded file is deleted when the analysis finishes, and your results and report are deleted about 30 minutes later. If you send us your contact details from the results page, we receive your name, your email address or phone number, any message you write, the name of the file you uploaded and a link to your report.
- Contact and scheduling. If you email, call or book a time, we receive what you give us. Scheduling uses Google Calendar.
These requests reach us by email and are not kept in a database on the website. To limit abuse, the calculator and the quiz keep a short-lived count of requests tied to a scrambled form of your internet address.
How we use it
We use it to respond to you, prepare the review or quote you asked for, and follow up. We do not sell or rent it. You can tell us to stop contacting you at any time.
Who receives it
- Jason Sandos, as an investment advisor representative of Sandos Financial, Inc. and as a licensed insurance consultant and producer, including through his insurance agency, Sandos Life Inc.
- If you ask for an insurance or annuity quote, the insurance companies or quoting services that provide it receive the details needed to price it.
- Companies that provide our website hosting, email and client record systems.
- Regulators and others when the law requires it.
How long we keep it
We delete website requests within two years of our last contact with you, unless you become a client or recordkeeping rules require us to keep them longer.
Cookies and other companies
The Retirement Income Calculator and the Risk Tolerance Quiz set no cookies and load nothing from other companies. The website itself is hosted on WordPress.com, which records visits and may use cookies for site statistics and security. Pages also load fonts from Google and images from Unsplash, which receive your internet address when they do. Links to Legacy Shield, Google Calendar and other sites lead to services with their own privacy policies.
Sending sensitive information
Email is not a secure way to send sensitive details. Please do not send Social Security or account numbers by email or through these forms.
Your choices
You can ask us what website information we hold about you, or ask us to delete it, subject to recordkeeping rules. Contact jason@sandosfinancial.com or (801) 901-0049.